YNABer for 3 months now and I love it, etc. I thought my questions were relevant, which is why I asked them (and again, thanks for answering). You aren't being constructive or even relevant to the conversation. Really I just think you're bitching to bitch. If I can just keep using YNAB 4 and pretend that the "upgrade" never happened, then I have nothing to complain about.
Jesse has said in his previous posts about going to a subscription model that previous versions would be unaffected and still supported and no forced upgrading would occur.
Ynab 5 vs ynab 4 software#
There's nothing wrong with that - if your software is so good that people are still using it three or five years after the last major update, you deserve to make some money - but that wasn't the deal when I bought YNAB and I'm happy with the deal I got. The entire point of shifting to subscription models is to be able to continue making money off your software without having to continuously push out updates with enough appeal to make people buy it all over again. The only times a subscription model is cheaper are when you use the software for a short time. And this isn't some messaging app or game, but a budgeting program, which one could reasonably expect to use for a hell of a long time. How do you know it'll be more expensive, if even on a subscription model?īecause instead of paying once for the software, you pay every month or every year for a subscription.Yes, and I don't do that, precisely because it's unsafe. You do realize if you sync your data through dropbox your budget information is already in the cloud?.I couldn't do that at all if I made $35,000/year. I'm not rich, but I do max out my tax-deferred retirement contributions - which amount to $24,000/year (not counting match). But that doesn't mean that people with low salaries can save their way to becoming rich. Everyone will be better off if they save more, and people with good salaries can't become rich if they blow all of their money. Look at the examples in "The Millionaire Next Door" - while the millionaires profiled in that book lived less opulently than the authors expected, they were also business owners who drove nice, late model cars, lived in nice suburban houses, and took home 3x the median household income. It's a popular idea, but it's not really true. Anyone can save therefore, anyone can become rich. Look, people want to believe that they can become rich just by saving.
Okay, show me the minimum wage millionaires.
Ynab 5 vs ynab 4 mods#
Ynab 5 vs ynab 4 download#
You can also find the tutorials and help topics for YNAB 4, as well as download their previous apps on their Classic website.Īlso check out our wiki! Subreddit Guidelines Please wander over to some of the following links at YNAB's website: YNAB has a lot of really great support resources that you should probably check out. There is a YouTube playlist by YNAB which acts as a primer for nYNAB as well.
Ynab 5 vs ynab 4 free#
Feel free to post your questions, budget strategies & advice.įor veteran users, learn more about the changes to the new rules in the Transition Guide. We welcome any posts here regarding YNAB. This subreddit is dedicated to discussion on the popular budget software You Need A Budget. NYNAB was last updated 10 November 2021 Welcome to /r/YNAB